I can't say that the little money my mom left us hasn't helped; we haven't spent it, we've just invested it. Maybe someday it will pay off. Right now it's still way too early to tell. But we haven't lost anything either. If we sell anything we're just turning cash back into cash. And we were collecting and saving for a rainy day to begin with. These days it's starting to pour.
In the last several years we have managed to buy a few items that will bring us something more. I am thankful that on ocassion I can take 20 pieces of silver to the coin guy and make a buck or two, and not have it taken away from me by thieves. Or the bank.